LenderAI enables banks and lenders to streamline their SBA origination process from sales all the way through servicing. Our technology leverages interpretable, auditable, and traceable artificial intelligence to assess the likelihood of approval and predict emerging financial distress based on a comprehensive view of a bank’s data.

With LenderAI, financial institutions can accelerate time to decision, reduce the cost of manual reviews, and drive consistency across risk teams.

FEATURES

END-TO-END SBA SOFTWARE

Sales

Advanced functionality allows you to provide an integrated digital experience for your borrowers and sales team.

Digital Borrower Application
Enhanced KYC Screening
Digitized SBA Form Pack
Customer and Document Management
Client Portal with Integrated DocuSign

Underwriting

Process your loans faster and more accurately with intuitive tools and enhanced automation.

Integrated MS Excel Financial Workbook
Auto-Spreading and Ratios Calculator
Auto-Populated PFS and BDS
Digitized Credit Memos and Approvals

Closing

Simplify the closing process and submit loans easily to the SBA.

SBA Document Generator (25+ docs auto-populated)
Digital SBA Authorization Generator

Servicing

Provide a superior experience to your borrowers for the life of their loan.

Customer Payment Portal
Automated ACH Pulls
Loan and Financial Reporting
Automated 1502 Submission API
Servicing and Portfolio Actions

COMMON ISSUES WE SOLVE

REAL SOLUTIONS

ISSUES

LenderAI Solutions

Several technology platforms used to process a loan

Borrower experience is disjointed and confusing

Limited visibility for employees involved in the lending process

Reduced loan profitability

Interacting with multiple SBA processes is time consuming

Difficulty finding information about SBA procedures

End-to-end software to take a loan from sales through servicing or to onboard partnerships

Secure portal and digital forms make it simple for borrowers to submit documents and understand next steps

Role-based access customized to each role with extensive reporting and dashboards

Increased efficiency across all points of the process reduces cost, improves turn times, and helps you close more loans profitably

SBA integration ensures interactions with the SBA are faster and easier inside LenderAI

LenderAI Prodigy SOP chatbot enables you to navigate the complexities of the SBA’s SOP with ease

SECURITY AT IBUSINESS

BUILT FOR SECURITY AND COMPLIANCE

Modern Cloud Technology

Our applications are hosted in virtual private clouds (VPC) within Amazon Web Services (AWS). By using modern high-availability (HA) cloud architecture, we’re able to leverage years of security enhancements to better protect against security incidents.

Strong Authentication

We use multi-factor authentication (MFA) as an additional layer of authentication beyond usernames and passwords for all critical internal systems. This helps prevent unauthorized users from gaining access to our clients' data.

Data Encryption

Personally Identifiable Information (PII), account information, and other details are encrypted using 256-bit AES-GCM lender-specific rotating keys for maximum security.

Audit and Accountability

We provide a full audit trail of all communications, money movement, accounting, and financial decisions.

Robust Monitoring

We use reports, velocity checks, and alerts to track anomalies and quickly respond to and resolve adverse events.

Access Control

We provide robust role-based access control to serve the needs of any lender.

Check system status →

End-to-End SBA Software

GROW YOUR SBA BUSINESS with cutting-edge tech

UNRIVALED RESULTS

30 minutes

$200M+

500+