A study by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia from 2014 found that 22% of businesses applied for some form of credit in the first part of the year. An additional 20% of small businesses in the U.S. needed capital but were too discouraged to apply for it. With approximately 42% of business owners thinking about how to get funding for a small business, there is undoubtedly quite a lot of research going on. Maybe this sounds like you?
Too discouraged to apply
Small businesses who needed funding
With little expert guidance available in the marketplace, it’s hard to know which route to take. Many business owners need working capital for everyday expenses, or to take advantage of immediate business opportunities and they don’t have 30 to 60 days many traditional lenders require to review a funding application and fill out many different funding forms. The whole process is antiquated and doesn’t support the typical business owner. This is where the people and technology of iBusiness Funding come in. iBusiness Funding makes informed decisions by measuring real-world business data to predict the future success of your business. We know your business is more than just a personal FICO score and cash flows. If you qualify, we can provide your business with up to $500k in less than 3 days, while also seeing long term funding options.
We talk to business owners every day, and we know they wake up with a thousand things on their mind. Foremost of which is how to increase sales and grow their company. Sales and growth are the lifeblood that keeps your business operating. At the same time, many businesses are required to purchase expensive materials and pay labor costs upfront for their projects. Only after the project is completed do they receive payment. But what about the “in-between” time? Without the cash on hand to purchase materials or pay workers, a contractor can’t start a new project. Unfortunately, this limits the company’s ability to grow.
Over time, businesses fall into patterns of sales, spending and growth. Based on these patterns, iBusiness Funding uses advanced financial algorithms to predict how much your company will likely sell and spend in the future. We use current and relevant data to predict the future success of your business. We are so confident in our model, we are willing to lend you money based on it. With those funds, your company can leverage future profits and invest them in growth now. We are so confident in our model, we are able to purchase a business’s future invoices and pay cash for them now. By doing so, your company can leverage future profits and invest them in growth now.
How do you repay iBusiness? Working capital from iBusiness can vary in terms and size. We can get you immediate working capital, invoice and equipment financing, as well as traditional bank and SBA loans. Our financial models determine how much your company can comfortably repay without causing undue stress to your business. We work with you to pinpoint a repayment amount that is automatically deducted from your business bank account. We provide businesses the ability to choose a daily, weekly or monthly repayment option.
Growing companies need access to working capital – it’s a fact. When looking for a long-term funding partner for your business, you might want to consider how easy it will be to get more capital from them in the future. How much paperwork is involved? How long does it take to get approved? At iBusiness Funding, we value our relationships. We have a Fast Track program for businesses that have worked with us successfully in the past. Since we already know your business, you’ll get priority account reviews and VIP treatment when you need more working capital. We want to work with you to provide a fast and flexible way to fund your business goals without all of the hassle. Contact us today to see the iBusiness difference.


We Get it!
iBusiness can provide your business up to $500k in
72 hours or less!

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