Affordable, Reliable Capital for Every Small Business in America
Whether you’re a small business owner seeking capital or a financial institution looking to scale your lending, our funding solutions will help you bridge the gap between where you are and where you want to be.
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Tailored Solutions
Whether you're a small business owner or a large financial institution, discover custom lending options to meet your unique needs, readily available in one place.

Cutting-Edge Technology
Our advanced LenderAI platform streamlines the lending process, making it quicker and more efficient than ever before for lenders and borrowers.

Data-Driven Decisions
Make informed choices with confidence, backed by our sophisticated analytics and risk assessment tools.

Seamless Experience
From application to approval, enjoy a smooth, user-friendly process that respects your time and priorities.
A New Era in Online Business Lending
At iBusiness Funding, we're not just changing the game—we're redefining it. Our innovative approach combines cutting-edge technology with tailored financial solutions to deliver a lending experience that's not just faster but smarter.
Our solutions are designed to meet the unique needs of:
Entrepreneurs and Small Business Owners
Banks and Credit Unions
Large Corporations
Alternative Lenders
ONE APPLICATION, MULTIPLE FUNDING OPTIONS—WE’LL FIND THE RIGHT FIT FOR YOU
For Small and Medium-Sized Businesses

SBA 7(a) Small & Large Loans¹
Government-backed loans through our large network of SBA 7(a) approved lenders designed to help small businesses access capital for various purposes, including working capital, equipment purchases, and expansion.
Term Loans up to $500K
Flexible term loans providing businesses with lump-sum capital, repayable over a set period, ideal for major investments or long-term growth strategies.
USDA Loans²
Specialized loans backed by the U.S. Department of Agriculture, aimed at supporting businesses in rural areas and promoting rural economic development.
Products & services
For Lenders
Supporting Lenders and Small Businesses Nationwide
At iBusiness Funding, we empower lenders and small businesses through innovative technology and expert services that simplify access to capital. Our mission is to make business financing more efficient, transparent, and accessible, while supporting growth, strengthening communities, and fueling the backbone of the U.S. economy.
WHAT PEOPLE SAY ABOUT US
Real Customers. Real Impact.
“I had such a positive experience working with iBusiness Funding to obtain my SBA 7(a) loan option. From start to finish, the process was quick, seamless, and surprisingly stress-free.”
Bayley B.

“What an experience is all I can say. Like, Wow. After being turned down by three banks, I was starting to lose hope. Then I found iBusiness Funding, and everything changed.”
Jordan D.

“I highly recommend iBusiness Funding to any business owner looking for financing. Thank you for your excellent service!”
Juan L.
